Subject: Re: all the same. To

From: "Barnard" <[email-masked]>
Date: Thu, 27 Jan 2005 16:15:57 -0600

Subject: agreement for 3131

Date: Fri, 28 Jan 2005 00:16:41 +0200

I reviewed your data and your motrgage percent is very high, therefore

you are currently overpaying up to thousands annually.

Based on your info, we can a pprove you at 3.6 without any paperwork.

Please start here today.

Have a good day!

Best regards,

Barnard