Subject: same, empty and black,

From: "Gayle Akins" <[email-masked]>
Date: Thu, 23 Dec 2004 21:24:33 -0600

Thu, 23 Dec 2004 21:25:40 -0600

Good Day:

After viewing your record we are unable to   a p prove   your

mor tga g e/ r e financ e   at the   r at e   of 3.00. However we

can give you 4.0 deal.

If you are satisfied, then we will need you to

verify some information
below.

Thank you

Gayle Akins